ALMA uses innovative technology to provide creative debt financing to companies with a positive social impact.
We provide debt capital globally to high-performing companies in a variety of sectors, including small business and consumer credit, climate finance, sustainable/regenerative agriculture and more.
Below are just a few highlighted markets.
By 2030, India will have the largest population and third-largest economy of any nation.
In India, ALMA has financed consumer and small business lenders, and is a SEBI-registered foreign institutional investor.
Brazil's online shoppers jumped 25% in 2020. It will be a $134B e-commerce market in 2021.
ALMA has financed lenders serving the software and e-commerce sectors in Brazil and continues to seek out promising players.
Over 60% of households in Sub-Saharan Africa use wood or charcoal on open fires for cooking.
(UN FAO, 2014)
ALMA has financed manufacturers of low-cost, high-quality cook-stoves that generate and sell valuable carbon credits.
Building a lasting business with social impact takes grit and tactical skill. Our team has decades of experience operating, financing and exiting businesses across Asia, Africa and Latin America. We bring much more to the table than just capital.
Few investors combine this kind of global operating wisdom with policy and donor experience as well. Our many years of working in and alongside entities like the World Bank and IFC give us special insight on risk and markets.
We lend $1 million to $50 million to businesses at all stages of growth. ALMA is a permanent, on-tap source of debt that scales alongside other funders such as banks and development institutions.
Amounts and structures
Commitment and funding
To work and grow with
ALMA's "Pulse" technology integrates with each borrower's management information system. This gives ALMA and its investors hassle-free, real-time monitoring of loan collateral and operations.
Using Machine Learning
In partnership with Quash.ai, ALMA brings world-class analytics to every borrower, to improve acceptance and reduce risk.
REAL-TIME LOAN MONITORING
Using LMS Integrations
ALMA integrates with each borrower's information systems to monitor underlying collateral in real-time.
ENHANCED COLLATERAL PROTECTION
We avoid the risk of double-pledged collateral by ensuring all borrower collateral is recorded daily on blockchain.