
IMPACT FINANCE
ALMA uses innovative technology to provide creative debt financing to companies with a positive social impact.
INVESTMENTS
We provide debt capital globally to high-performing companies in a variety of sectors, including small business and consumer credit, climate finance, sustainable/regenerative agriculture and more.
Below are just a few highlighted markets.

INDIA
By 2030, India will have the largest population and third-largest economy of any nation.
(CEBR, 2020)
In India, ALMA has financed consumer and small business lenders, and is a SEBI-registered foreign institutional investor.

BRAZIL
Brazil's online shoppers jumped 25% in 2020. It will be a $134B e-commerce market in 2021.
(EBanx, 2020)
ALMA has financed lenders serving the software and e-commerce sectors in Brazil and continues to seek out promising players.

ZAMBIA
Over 60% of households in Sub-Saharan Africa use wood or charcoal on open fires for cooking.
(UN FAO, 2014)
ALMA has financed manufacturers of low-cost, high-quality cook-stoves that generate and sell valuable carbon credits.
OUR EXPERIENCE
Building a lasting business with social impact takes grit and tactical skill. Our team has decades of experience operating, financing and exiting businesses across Asia, Africa and Latin America. We bring much more to the table than just capital.
From SKS Microfinance to FastCash and many enterprises in between, we've helped grow companies that have become pioneers and market leaders.
Few investors combine this kind of global operating wisdom with policy and donor experience as well. Our many years of working in and alongside entities like the World Bank and IFC give us special insight on risk and markets.

BORROWER BENEFITS
We lend $1 million to $50 million to businesses at all stages of growth. ALMA is a permanent, on-tap source of debt that scales alongside other funders such as banks and development institutions.

FLEXIBLE
Amounts and structures

FAST
Commitment and funding

VALUE-ADD
Experienced operators

FUN
To work and grow with
"PULSE" TECHNOLOGY
ALMA's "Pulse" technology integrates with each borrower's management information system. This gives ALMA and its investors hassle-free, real-time monitoring of loan collateral and operations.
SMARTER CREDIT
DECISIONS
Using Machine Learning
In partnership with Quash.ai, ALMA brings world-class analytics to every borrower, to improve acceptance and reduce risk.
REAL-TIME LOAN MONITORING
Using LMS Integrations
ALMA integrates with each borrower's information systems to monitor underlying collateral in real-time.
ENHANCED COLLATERAL PROTECTION
Using Blockchain
We avoid the risk of double-pledged collateral by ensuring all borrower collateral is recorded daily on blockchain.
CONTACT
Contact us to learn more about ALMA's debt offerings, investment process and partnership opportunities.